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Ahmad Rizki Pratama*
Department of Informatics Engineering, Faculty of Science and Technology, Universitas Jambi, Jambi, Indonesia
ahmad.pratama@unja.ac.id
Dewi Anggraini Hidayat
Department of Computer Science, Faculty of Engineering, Universitas Bengkulu, Bengkulu, Indonesia
Bambang Setiawan Wibowo
Department of Information Systems, Faculty of Engineering, Universitas Mataram, Mataram, Indonesia

DOI: https://doi.org/10.63646/cft.2025.030203

Abstract

Distributed ledger technologies have matured into a heterogeneous landscape of public, permissioned, and hybrid ledgers, each engineered for a distinct trust regime. The practical consequence is that value, once committed to one ledger, is hard to move to another without sacrificing the very guarantees that motivated its commitment. This paper develops the concept of a programmable trust fabric, an explicitly layered abstraction in which cryptographic substrates, consensus and settlement, interoperability mechanisms, programmability, and application logic are treated as independently engineered yet composable layers. We argue that this framing dissolves a number of debates that have proceeded in parallel within the blockchain literature — public versus permissioned, scalability versus decentralisation, on-chain versus off-chain — by relocating them as design choices within layers rather than properties of whole systems. We synthesise published benchmarks and field reports to characterise the performance, security, and decentralisation trade-offs that arise at each layer, and we evaluate five families of cross-domain interoperability mechanisms — notary schemes, sidechains, hash-time-locked contracts, light-client relays, and federated bridges — along common axes. Application evidence drawn from cross-border finance, healthcare, supply chain, energy, and digital identity confirms that the fabric paradigm is operationally relevant rather than merely theoretical. We close by identifying open research questions on bridge security, scalability, privacy, regulation, and post-quantum migration that will define the next phase of the technology.

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How to Cite

Pratama, A. R., Hidayat, D. A., & Wibowo, B. S. (2025). Programmable Trust Fabrics for Cross-Domain Digital Value Exchange. Crossroads of Future Technologies, 3(2), 31-53. https://doi.org/10.63646/cft.2025.030203

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