Title:Research on Optimization of Blockchain-Enabled Mechanism Impacting Supply Chain Finance                         PDF

Publisher: INATGI      

Author: Giridhar Reddy Bojja, Lei Yang

Abstract:

Blockchain alleviates the information asymmetry, reduces the irrational behavior of managers, reduces the transmission of information risks, and improves financing quality. This study considers accounts receivable financing of e-commerce logistics and explores the impact of blockchain on financing decisions. The comparative analysis found that the introduction of blockchain helps to improve financing efficiency, and the lower blockchain cost can improve business sustainability. High enterprise's information collection effort, the more helpful it is to alleviate information asymmetry, reduce risk sharing, and reduce financing constraints. After the introduction of blockchain, wholesale prices will decrease, but retail prices will increase. However, blockchain can improve the trust of consumers, prioritize the market, and withdraw funds faster. Managers' overconfidence is not conducive to the financing efficiency. It is expected that the research in this paper will provide practitioners with insights to promote enterprises' sustainability.

Keywords: Blockchain; Accounts Receivable Financing; Supply Chain Finance (SCF); Financing Equilibrium

Date of Publication: April 12, 2025                             DOI: 10.63646.